0489 945 980: Legit - Debt Collection Agency

• Legit

The phone number 0489 945 980 is associated with a legitimate debt collection agency. If you receive calls from this number, understand the nature of the call and how to respond effectively.

Understanding Calls from 0489 945 980

The phone number 0489 945 980 has been identified as belonging to a debt collection agency, specifically operating within the purview of strategic collections. While not necessarily a pleasant phone call to receive, this number is deemed legitimate.

What to Know About Debt Collection Calls

Debt collection calls can often come with a degree of anxiety attached to them. It’s crucial to approach these calls with a clear understanding of your rights and obligations. Here are a few things to consider when dealing with 0489 945 980:

• Validate the Call: Confirm the legitimacy of the call by requesting the details of the debt they claim you owe. They are required to provide this information.
• Know Your Rights: In Australia, debt collectors must adhere to the guidelines set out by the Australian Competition and Consumer Commission (ACCC). Ensure they are following legal protocols.
• Keep Records: Document any communication you have with the agency for your records. You'll find this useful should disputes arise later.

How to Handle the Call

When you receive a call from this number, it’s advisable to stay calm and collect all necessary information. Ask for the representative's name, their agency details, and the purpose of their call. This not only assists you in understanding the situation but equips you with the facts should you need to contest any claims.

Conclusion

While receiving a call from 0489 945 980 can stir feelings of apprehension, acknowledging it as a legitimate debt collection agency allows you to approach the issue with clarity and composure. Should you wish to investigate further, utilizing a Reverse Phone Lookup Australia service could provide additional details about the agency, helping equip you with the knowledge needed to engage with them effectively.