(03) 4245 0396

Based on one first-hand report from a member of the Reverseau community who received a call from this number, the caller has been described as a Scam caller, with a caller safety rating of 1.0 out of 5. The experience was recorded on 15 August 2023. As more Reverseau community members report their interactions with this number, the assessment will become more comprehensive.

2 June 2025 3-min Read 1 Report

03 4245 0396 has been reported as a scam number impersonating Visa Protect. Learn how to handle calls from this number effectively and protect yourself from fraud.

Understanding the Scam Behind 03 4245 0396

The phone number 03 4245 0396 / 0342450396 has raised significant alarm among Australian users, as it has been categorically classified as a scam. Reports indicate the call is an automated one that attempts to manipulate individuals into revealing sensitive information under the guise of official communication from Visa Protect.

How the Scam Operates

According to user reports, particularly the one logged on 15 August 2023, the caller claims to represent Visa Protect, alleging that there is an unauthorised charge of $1000.00 on the victim’s Visa card meant for purchasing gift cards. This is a classic air of legitimacy that scams often adopt to deceive unsuspecting individuals.

Upon answering, recipients hear an automated voice instructing them to either press "1" to dispute the transaction or "2" to authorise it.
The options presented are characteristic of social engineering tactics aimed at creating a sense of urgency and fear, compelling recipients to act quickly without proper consideration.

How to Handle Calls from 03 4245 0396

If you receive a call from this number, it is vital to stay calm and remember the following:

Do not engage: Avoid pressing any buttons if instructed, as this can lead to your information being phished or your number being marked for further scams.
Verify independently: If you are genuinely concerned about a financial transaction, directly contact your bank using official contact details found on their website or your card.
Report the call: Inform local authorities or use services like Reverseau to disclose this scam and protect others from falling victim.

Stay Informed with Reverseau

Utilising platforms such as Reverseau can equip you with the necessary knowledge to discern who called you in Australia. If the number suspiciously presents as calling from Newtown, VIC, it’s crucial to engage in a reverse phone lookup to uncover the reality behind the calls hitting your phone.

In conclusion, staying sceptical and informed is your best defence against scams like the one originating from 03 4245 0396 / 0342450396. Protect yourself and your finances by taking necessary precautions whenever faced with unsolicited calls.

What Our Users Reviewed

Anonymous 15 August 2023

Scam

Scam automated call, claiming to be Visa Protect regarding a charge on a via card for $1000.00 to purchase gift cards. Automated voice says to press "1" to dispute or "2" to authorize. This is a known scam tactic.

Phone number comes through as if it is from Newtown, VIC.

About This Report

This page is part of the Reverseau Scam Intelligence Database, a community-driven dataset maintained by Reverseau since 2014. The database documents caller behaviour across Australian phone numbers based on first-hand user experiences.

Each entry is generated when individuals who received calls or messages from a number submit a report through our review form. Reports include a caller safety rating (1–5 scale) and a written account of the interaction. All submissions are moderated before publication.

The safety rating shown on this page reflects the collective assessment of (03) 4245 0396 by real users. It measures perceived caller risk, not the quality of this page. A low rating indicates that reporters consider this number likely to be associated with scam or spam activity.