0431 103 267: Scam - MYGOV and Bank Fraud Attempt

• Scam

Discover the risks associated with the phone number 0431 103 267. Reported as a scam, particularly involving MYGOV and fake bank alerts. Learn how to handle calls from this number effectively.

Understanding the Scam of 0431 103 267

The phone number 0431 103 267 / 0431103267 has been reported multiple times by users across Australia as a potential scam. In particular, the reports highlight the deceptive tactics used by callers purporting to be from MYGOV and a major bank. Let's delve into the specifics of these scams and how you can protect yourself.

Types of Scams Reported

1. MYGOV Scam: The first report noted that the caller claimed to represent MYGOV, stating there were urgent policy changes that required listeners to update their personal information immediately to process their tax returns. This type of phishing fraud preys on the fear of missing out on critical government services, tricking individuals into providing sensitive information.

2. Bank Scam: Another report indicated that the caller hinted at suspicious activity on a bank account that the recipient does not even own, targeting individuals’ paranoia about financial security. In this case, the scam specifically mentioned an organisation resembling National Australia Bank (NAB), which is a common tactic employed by fraudsters.

Classification and Analysis

Based on these reviews, we classify 0431 103 267 / 0431103267 as a scam number with at least two distinct motivations: impersonation of government services and banking institutions. Both tactics reflect the prevalent method of social engineering used by scammers where urgency entices the victim to act quickly without verification.

How to Handle Calls from This Number

• Do Not Engage: If you receive a call from this number, do not provide any personal information or engage in conversation.
• Verify Independently: If you have concerns related to your taxes or bank account, contact the relevant authority directly using contact information from their official website.
• Report the Call: Consider reporting this scam to telecommunications services or your local consumer protection agency to aid in combating fraud in your area.
• Utilise Reverseau: To determine more about unknown numbers and potential fraud, using services like Reverseau can help identify the source of such calls.

In conclusion, it is crucial to remain cautious and informed when dealing with suspicious phone calls, especially from numbers like 0431 103 267 / 0431103267. Remember, legitimate organisations will seldom request sensitive information over the phone. Take control of the situation, and stay safe.