0427 455 146: Scam SMS - Phishing Attempt Targeting Bank Customers

3-min Read20 Reports

  • Scam
  • Suspicious
  • Uncertain
  • Spam
  • Legit

Phone number 0427 455 146 has been reported as a scam, primarily involving phishing attempts claiming to be from banks. Learn how to identify and handle calls or messages from this number to protect your personal information.

Understanding the Threat: 0427 455 146

The phone number 0427 455 146 has raised significant alarm among users, categorically identified as a source of scam messages. Reports indicate that this number is being used for phishing scams impersonating prominent Australian banks, including Westpac and St George. Victims receive texts containing a fake One-Time Password (OTP), convincing them that a transaction is pending, and ominously instructing them to provide the code.

What Type of Scam Is Being Reported?

Victims have reported various incidents involving this number, a scheme typically centred around phishing through SMS. Scammers initiate contact with messages that appear to come from legitimate financial institutions, often containing specific details such as the last four digits of the person's card. This misinformation creates a false sense of legitimacy and urgency, compelling individuals to comply with what they believe are security protocols.

Identifying the Scam

  • Messages Claiming to be from Banks: The most common theme involves messages that incorrectly identify themselves as coming from banks. For instance, some messages indicate that a user must "never share this code" or complete transactions that they haven't initiated.
  • Use of Personal Information: Scammers utilise knowledge of a victim's bank and card details that they may have acquired through previous data leaks or other means, elevating the deception's credibility.
  • Requests for One-Time Passcodes: The crux of many notifications includes requests for OTPs that appear critical for completing transactions, leading to unintended financial loss when the user acquiesces.

How to Handle Calls and Messages from This Number

To safeguard yourself against potential scams related to 0427 455 146, follow these precautions:

  • Do Not Share OTPs: Under no circumstances should you provide a One-Time Password or similar codes unless you are sure of the requesting entity's authenticity.
  • Verify with Your Bank: If you receive a suspicious message, contact your bank directly via a verified number or official website to confirm any pending transactions or alerts.
  • Report Suspicious Activity: If you believe you have fallen victim to such scams, report the incident immediately, and consider locking your card or changing your account details to prevent further unauthorised access.

In conclusion, the recognition of 0427 455 146 as a risky contact can protect many individuals from financial threats. Knowledge is power in today’s digital landscape. By employing tools like a Reverse Phone Lookup Australia from Reverseau, you can stay informed about who called and ensure your safety against unwanted scams.


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Ratings Distribution

1.8 out of 5
5 Stars 5%
4 Stars 10%
3 Stars 10%
2 Stars 10%
1 Star 65%

What Our Users Reviewed

M
Moline

I received a message claiming to be from Westpac that warned me to never share a specific code to complete an online payment of TWD 1490.00 for Taiwan High Speed Rail Corporation. This is a scam message.

L
Laub

I received a suspicious message from this number claiming to be from Westpac. The message stated: "NEVER SHARE THIS CODE! To complete your online payment on your card ending in **** for JPY 120 at TikTok, enter this code: 31979616." This is undoubtedly a scam, and you should not engage with it.

A
Arends

I share the same concern regarding the push for a cashless society. Before we can consider such a significant change, we must first ensure the security of our banking systems.

M
Malcolm

I received a message after finalizing a purchase with Westpac, providing me with a confirmation code that I needed to enter. After entering it, my purchase failed. I have since locked my card due to concerns over whether this was a scam, so exercise caution if you get similar messages.

A
Anonymous

Scam. Saying from westpac needing a code number.

S
Serafin

SCAM ALERT: I received a text message that reads, "WESTPAC: NEVER SHARE THIS CODE! To complete your online payment on your card ending in XXXX for AUD 2070.93 at SP BATTERY MATE enter this code: XXXXXXXX." It's alarming because they had my mobile number, the last four digits of my Westpac card, and referenced a vendor I have used before. I suspect that my wallet and possibly my phone were compromised at Sydney airport yesterday. Please be careful!

D
Dampier

Westpac Alert: A message claimed that I should never share a verification code to complete my online payment of AUD 471.51 for my card ending in 6545 at Home Affairs Online. I received the code: 75951449. I suspect this is a phishing attempt since it urges secrecy about the code.

C
Cornelison

This is definitely a scam! I received a text message that claimed to be from St George, providing a one-time passcode for a transaction (XOF 317200 at OPEN SI). They are using a previously reported closed card number associated with impersonating scammers from three years ago.

B
Brister

I received a message requesting me to complete a purchase order. The lack of details makes this communication unclear and potentially fraudulent.

S
Schaper

I've been getting messages and I lost 400 USD. Bank said that because I gave them the code it was my fault. The funny part is how come they know all my details, real scammers. You must rot in jail one day, there's Karma, what goes around always comes around.

G
Gerhardt

St george stating to never share my number etc scammed wanted money for bit coins...

F
Frei

I received a text message claiming to be from Westpac, providing me with a one-time passcode to purportedly complete a $500 purchase at IKEA, which I did not initiate. I do not shop there, indicating this is definitely a SCAM.

P
Percy

I received a fake message stating it was from Westpac, instructing me to enter a code to complete a GoFundMe transaction, which is likely a scam.

B
Bown

These scammers appear to have advanced information; they knew my bank and the last four digits of my credit card. If you receive similar calls, it's best to report your card as lost to protect yourself.

F
Forsman

I received a message with an authentication code while I was making an online purchase. The code was necessary to finalize the payment, which was successful, and I have a receipt to confirm it. I’ve checked my bank account and found no unusual transactions. However, I suspect that the call may not have been from my bank.

B
Buchmann

I received a SCAM TEXT/SMS message that appeared to be from Bank of Melbourne, stating that I needed to enter a One Time Password for an online payment related to my card. There was no link included, but it may be an attempt to validate personal information. It's crucial to contact your bank directly for confirmation and verify any suspicious transactions.

B
Blaise

This number might be legitimate. I ordered a game and the payment was processed through Xsolla, a payment service that operates in both Russia and the US. If you purchansed a game like Escape from Tarkov, you might expect a call from this number. However, if you didn't place an order, then it's reasonable to be cautious.

C
Case

SCAM. Do Not give them any of your account details.

B
Baltimore

I received an email connected to mygov regarding with FTB that I applied recently in the centrelink it says your application is already approved and I need to update my account details. When I updated my bank account it connected and opened into mygov afterwards this number +61 427 455 146 send me a password to complete my purchase but I didn’t purchase anything that worth $ 4451 I used the password but when I realised it is scam I deactivated my westpac account.

G
Glisson

I’m getting a spam sms message from this saying “Westpac : (A 9 digit code number) is your One Time Password to complete your online purchase. Please enter this into the space provided on the website.”.


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