0425 636 480: Scam Alert – Commonwealth Bank Phishing Attempt

• Scam

The number 0425 636 480 is reportedly linked to a phishing scam impersonating Commonwealth Bank. Learn how to handle this scam effectively and protect your personal information.

Understanding the Scam Behind 0425 636 480

In our ongoing efforts to keep Australians informed about suspicious phone numbers, we have received user reports indicating that the number 0425 636 480 is associated with a phishing scam. The reports suggest that the caller, posing as Commonwealth Bank, attempts to extract sensitive information from unsuspecting individuals.

How the Scam Works

On 23 November 2023, a user reported receiving a call from this number featuring a voice recording that claimed there was a suspicious transaction worth $1800 made from their account. The message prompted listeners to press '1' if they did not authorise the transaction. However, this particular user did not even have an account with Commonwealth Bank, emphasising the deceptive nature of the call.

Such scams typically aim to create a sense of urgency and fear. By presenting a significant financial threat, scammers attempt to manipulate individuals into providing personal information or, worse, financial details, often leading to identity theft or fraudulent activities.

Classification and Reasoning

Based on user feedback, 0425 636 480 has been classified as a spam/scam number. The pretence of being a legitimate financial institution adds a layer of credibility to their deceitful tactics, making it all the more dangerous for individuals who might be less guarded or unfamiliar with such scams.

How to Handle Calls from 0425 636 480

• Do Not Engage: If you receive a call from this number, do not press any buttons or disclose any personal information.
• Hang Up: Simply hang up the phone. It’s safer to treat the call as undesirable.
• Report the Call: Consider reporting the call to the Australian Communications and Media Authority (ACMA) or your bank's fraud department.
• Stay Informed: Use tools like Reverseau for a reverse phone lookup in Australia to check unfamiliar numbers and read about user experiences.

Being vigilant and proactive when it comes to unsolicited calls can help protect your personal information. If in doubt, always contact your bank directly using their official contact number, rather than responding to suspicious messages.