0423 646 321: Scam Alert - Impersonation of CBA

• Scam

0423 646 321 is reported as a scam number impersonating Commonwealth Bank Australia. Learn how to handle calls from this number and protect your financial information.

Identifying the Threat: 0423 646 321

The phone number 0423 646 321 has garnered attention as a potential scam number, particularly due to user reports suggesting that it impersonates Commonwealth Bank Australia (CBA). The case involves a sophisticated scheme leveraging AI-generated voicemails to create a façade of legitimacy.

The Scam Explained

According to a user report, on the date of 11 December 2024, the caller, claiming to be "Olivia" from CBA, left a voicemail detailing a fabricated request for $1800 against the recipient's debit card. The message prompted the user to press specific numbers to approve or deny this dubious transaction. This classic form of scam demonstrates the intricate tactics scammers use to manipulate individuals into divulging personal information or authorising unauthorised transactions.

Classification and Analysis

Based on the collected reports, 0423 646 321 is categorised as a scam involving impersonation of a legitimate financial institution. Such scams often aim to instill a sense of urgency, prompting victims to act quickly without thoroughly assessing the situation.

How to Handle Calls from 0423 646 321

If you receive a call or voicemail from this number, consider the following steps:

• Do not engage: Avoid pressing any numbers or providing any form of response.
• Verify independently: If you believe it may be a legitimate inquiry from CBA, contact them using the number on their official website or your bank statement.
• Report the scam: Inform the appropriate authorities such as the Australian Competition and Consumer Commission (ACCC) or the Australian Cyber Security Centre (ACSC).
• Use Reverseau: Consider using our Reverse Phone Lookup Australia service to verify unknown numbers.

Overall, staying vigilant and informed is key in the fight against phone scams. Remember, legitimate institutions will not ask you to share sensitive information or authorise transactions in this manner. Protect yourself and your financial information by staying aware and cautious.