0420 822 686: Scam Alert - Visa Phishing Attempt

• Scam

0420 822 686 is reported as a scam phone number associated with a Visa phishing attempt. Find out how to handle calls from this number and protect your personal information.

Identifying the Threat: 0420 822 686

When it comes to unsolicited calls, it's important to stay vigilant. The number 0420 822 686 has garnered attention as a scam number, with multiple user reports indicating it is associated with a phishing attempt masquerading as a legitimate Visa call.

What’s the Scam About?

According to a report dated 15 January 2023, a user received an automated message purportedly from Visa. The recorded voice claimed that the individual had unauthorized transactions amounting to $300 for eBay and $1000 for an overseas transaction. The caller prompted them to press '1' to confirm whether the transactions were legitimate.

Why This is Classified as a Scam

• Fraudulent Intent: The call involves an attempt to elicit sensitive information under the guise of verification.
• Pressure Tactics: Automated systems commonly employ urgent measures to entice victims into acting quickly, often resulting in poor decision-making.
• False Claims: The likelihood that Visa would reach out via phone for such information is minimal, especially not by an automated message.

How to Handle Calls from 0420 822 686

If you receive a call from this number, remember these key points of advice:

• Do Not Engage: Avoid pressing any numbers or responding to prompts.
• Verify: Always confirm any suspicious communications by contacting your bank or the official Visa customer service directly.
• Report: If you suspect a scam, report the number through appropriate channels to contribute to community safety.

In conclusion, 0420 822 686 is definitively classified as a scam number targeting Australians under the guise of a legitimate credit card service. We recommend using tools like Reverseau or Reverse Phone Lookup Australia to stay informed about who called and avoid falling victim to these schemes. Knowledge is your best defense against phone scams!