0401 995 831: Scam Call - Car and Health Insurance Fraud

• Scam
• Suspicious

Beware of 0401 995 831, a reported scam number claiming to be from car and private health insurance companies. Read our guide on how to deal with calls from this number.

Understanding the Nature of 0401 995 831

The phone number 0401 995 831 / 0401995831 has been classified as a scam number based on user reports. Individuals who have received calls from this number have described suspicious interactions, often concerning topics like car insurance and private health insurance, with the caller having personal information such as the recipient's name.

Analysis of Reports

From the reviews documented, it's clear that this number is being used for fraudulent activities. The first review, dated 30/03/2023, mentions the caller possessing the recipient's name and discussing car insurance without disclosing any valid details about the vehicle in question. The call ended abruptly when the individual questioned the caller, raising significant red flags.

Similarly, another report from 19/11/2023 indicated that the same number was used in a scam call, this time pretending to be affiliated with private health insurance. Again, the caller had the individual's name but no other pertinent information, completing the alarming profile of a scam attempt.

Classifying the Scam

This number represents a classic type of scam prevalent in Australia, often referred to as the 'Information Gathering Scam.' Scammers typically use personal details like your name to build trust, creating a façade of legitimacy while seeking sensitive information. It's crucial to remember that legitimate organisations will rarely, if ever, initiate a call to customers, especially without verified information about their accounts.

How to Handle Calls from 0401 995 831

• Do Not Engage: If you receive a call from this number, it’s best not to engage in conversation. Hang up immediately.
• Do Not Provide Personal Information: Never divulge any personal or financial information over the phone, especially to unsolicited calls.
• Report Suspicious Calls: Consider filing a report with the relevant authorities such as the Australian Competition and Consumer Commission (ACCC).
• Use Reverse Phone Lookup: For any phone number that seems suspicious, use services like Reverseau for further investigation to ascertain the legitimacy.

Conclusion

The reported incidents surrounding 0401 995 831 / 0401995831 indicate it is best to treat this number with caution. Fraudulent calls can lead to significant consequences if victims inadvertently provide the scammers with sensitive information. Staying informed about such scams through platforms like Reverseau can empower individuals to recognize and mitigate threats effectively.