02 9384 0300 - Debt Collection Agency Scam

• Legit

Received a call from 02 9384 0300? This number is linked to a debt collection agency known for aggressive tactics. Stay informed on how to handle calls from this number and protect your rights.

Understanding the Origin of 02 9384 0300

The phone number 02 9384 0300 / 0293840300 has been reported multiple times by users as a contact from a debt collection agency called Impact Financial Services, located at 107/83 York St, Sydney, NSW. This classification as a debt collection agency raises concerns about the nature of calls originating from this number. While debt collection is a legitimate part of financial management, it's crucial to be aware of how such firms operate and the rights you have as a consumer.

Categorising 02 9384 0300

Based on user reports, it is evident that 02 9384 0300 / 0293840300 falls under the category of a "debt collection agency." This classification often comes with caution, as some users have described the interactions with the agency as overwhelming or aggressive. Debt collection agencies are notorious for their persistence, and understanding their approach can help in negotiating or disputing claims effectively.

Navigating Calls from Debt Collection Agencies

If you receive a call from 02 9384 0300 / 0293840300, it's essential to approach the conversation equipped with knowledge. Here are some helpful strategies:

• Stay Calm: Understand that the purpose of the call is to discuss financial obligations. Keeping a composed demeanor will enable you to manage the conversation better.
• Verify the Caller: Politely ask for details about the debt in question, including the original creditor’s information. Legitimate collectors must provide this information.
• Know Your Rights: Familiarise yourself with the Australian Consumer Law regarding debt collection practices. You have the right to ask for written confirmation of the debt.
• Document the Interaction: Take notes during your conversation, including the date, time, and specifics discussed. This documentation can be vital should a dispute arise.
• Consult Professionals: If you're unsure how to proceed, consider seeking advice from a legal expert or financial advisor who specialises in debt management.

Final Thoughts

Receiving a call from 02 9384 0300 / 0293840300, while potentially daunting, can be managed with the right information. Understanding that this number is affiliated with a debt collection agency can put you in a stronger position to respond appropriately. Always prioritise your rights and ensure any claims or threats are valid before taking further action. If ever in doubt, using a Reverse Phone Lookup Australia service can help verify unknown phone numbers effectively.